Can I recover compensation if another motorist caused the crash while I was an Uber or Lyft passenger?

Yes, injured passengers can pursue financial compensation even if their rideshare driver bore no fault for the collision. In Florida, your initial claim typically proceeds against the negligent third-party driver who caused the collision. However, if that driver is uninsured or carries insufficient bodily injury limits, the rideshare company's uninsured/underinsured motorist (UM/UIM) coverage applies under Florida Statute § 627.748 during an active trip, providing up to $1,000,000 in protection. Jeffrey S. Altman and The Altman Law Firm review all concurrent insurance policies to help injured passengers pursue recovery for medical bills, rehabilitation expenses, and lost income.