Does Florida Personal Injury Protection (PIP) cover medical treatment if I was injured on a public bus?

Yes, but coverage typically comes from your personal automobile policy rather than the bus agency. Under Florida Statute § 627.732, public transit buses are excluded from the statutory definition of a motor vehicle required to carry PIP coverage. Consequently, if you are injured as a passenger, your primary medical coverage is provided by your own personal auto PIP policy or a resident relative's policy, providing up to $10,000 in immediate medical benefits. If you do not own a vehicle, medical expenses must be sought through health insurance or a direct negligence claim against the transit authority with assistance from The Altman Law Firm.