Does Florida PIP insurance cover my medical bills if I was hit by a car while riding my bicycle?

Yes. Under Florida Statute § 627.736, Personal Injury Protection (PIP) benefits apply to bicyclists injured in motor vehicle collisions. Coverage is typically accessed in the following order: 1. Your personal auto insurance policy. 2. A resident relative's auto policy if you do not own a vehicle. 3. The striking driver's PIP policy if you lack household auto coverage. PIP covers up to $10,000 for emergency medical treatment and lost wages, provided you receive medical care within 14 days. Jeffrey S. Altman and The Altman Law Firm assist injured riders in navigating policy priorities to pursue all available medical benefits.