Does Florida PIP insurance cover my medical bills if I was injured as a passenger on a public bus?

Yes, but public buses are legally exempt from carrying Personal Injury Protection under Florida Statute § 627.736. As an injured bus passenger, medical coverage is pursued through a specific order of priority: 1. Your own motor vehicle insurance policy provides initial PIP benefits of up to $10,000. 2. A resident relative's auto insurance policy provides PIP benefits if you do not own an insured vehicle. 3. If no household PIP policy exists, your private health insurance applies, and you can file a bodily injury negligence claim against the transit entity. The Altman Law Firm helps bus accident victims coordinate these complex insurance sources.