How much medical coverage does Florida PIP insurance actually provide?

Florida Personal Injury Protection (PIP) insurance, governed by Fla. Stat. § 627.736, provides coverage for up to 80% of all necessary medical expenses and 60% of lost wages, capped at a maximum of $10,000. However, to access the full $10,000 limit, a medical professional must determine that you suffered an Emergency Medical Condition (EMC). If your injury is not deemed an EMC, your PIP medical benefits are capped at $2,500. The Altman Law Firm can help review your medical records and insurance policy, and Jeffrey S. Altman is available to assist you with these complex claims.