What happens if there are gaps or delays in my medical treatment records?

Gaps or delays in medical treatment allow insurance adjusters to argue that your injuries were exaggerated, healed, or caused by a separate, subsequent incident. Under Florida Statutes § 627.736, you must seek initial medical treatment within 14 days to utilize Personal Injury Protection benefits. If an unavoidable treatment gap occurs due to illness, childcare conflicts, or financial constraints, document the exact reason in writing immediately. Jeffrey S. Altman works with clients at The Altman Law Firm to address treatment interruptions, gather clarifying statements from healthcare providers, and demonstrate that your medical chart accurately reflects an ongoing, consistent injury.