What insurance coverage applies if I am injured as a passenger in an Uber or Lyft in Florida?

Under Florida Statute § 627.748, transportation network companies like Uber and Lyft must carry a $1,000,000 commercial liability and uninsured/underinsured motorist policy while a passenger is inside the vehicle or during an accepted ride. This coverage serves to compensate injured passengers for medical treatment, lost income, and pain and suffering if the rideshare driver was at fault. If a third-party driver caused the crash, their bodily injury coverage is primary, but the rideshare company's $1,000,000 uninsured motorist policy may apply if the at-fault motorist lacks sufficient insurance. The Altman Law Firm investigates all applicable policies to pursue maximum compensation.