Who pays for my medical bills if another motorist hits the taxi or rideshare I was riding in?

If another motorist causes a crash involving your rideshare, taxi, or limousine, the at-fault driver's bodily injury liability coverage is primarily responsible for your damages. If that driver is uninsured or carries insufficient policy limits, rideshare trips provide up to $1,000,000 in underinsured motorist coverage pursuant to Fla. Stat. § 627.748. Additionally, your own personal auto insurance policy may provide initial medical coverage through Personal Injury Protection under Fla. Stat. § 627.736. The Altman Law Firm coordinates these multiple insurance layers to help injured passengers recover full reimbursement for medical bills and related losses.