Driving in Aventura comes with its share of frustrations, from the heavy congestion around Aventura Mall to the fast-moving traffic on Biscayne Boulevard and Ives Dairy Road. When an ordinary commute turns into a sudden car accident, the physical pain and financial stress can feel overwhelming. At Altman Law Firm, led by Jeffrey S. Altman, we understand the toll a collision takes on your life. We are dedicated to helping Miami-Dade County residents navigate the complex aftermath of motor vehicle crashes. Whether you are dealing with a stubborn insurance adjuster over a PIP dispute or facing medical bills from a rear-end collision, our team is ready to listen to your story and explore your legal options.
Florida operates under a no-fault insurance system, meaning that after a crash, you generally turn to your own Personal Injury Protection (PIP) coverage first, regardless of who caused the accident. This coverage is designed to pay a portion of your medical bills and lost wages. However, to utilize your PIP benefits, Florida law requires that you seek medical attention within 14 days of the accident. Unfortunately, securing these benefits is not always straightforward. Insurance companies may dispute the necessity of your treatment or delay payments. Altman Law Firm can help you handle these PIP disputes, working to ensure your insurance provider fulfills its obligations under your policy.
Aventura's bustling retail districts and dense residential areas see a wide variety of auto accidents. Rear-end collisions are incredibly common in stop-and-go traffic along US-1, often leading to whiplash and spinal injuries. We also frequently see cases involving hit-and-run drivers and uninsured motorists. Because Florida has a high rate of drivers without adequate bodily injury coverage, having uninsured motorist coverage is vital. If you are struck by someone who lacks insurance, or who flees the scene, we can help you look at every available avenue for recovery, including your own policy, to help cover the costs of your recovery.
Sometimes, fault in a car crash is not entirely clear-cut. You might wonder if you still have a valid claim if you were partially responsible for the accident. Under Florida law, a modified comparative negligence standard applies. This means that you can still pursue compensation even if you share some blame, provided you are not more than 50 percent at fault. Your potential recovery would simply be reduced by your percentage of fault. Navigating these fault assessments requires a careful review of police reports, witness statements, and crash scene details. Our team takes a thorough approach to gathering evidence, ensuring your side of the story is accurately presented.
The statute of limitations for personal injury claims in Florida recently changed. For most car accidents occurring after March 24, 2023, you generally have two years from the date of the crash to file a lawsuit. If the accident happened before that date, a four-year limit may apply. Because missing this deadline can bar you from pursuing compensation, it is important to consult a legal professional promptly.
First, move to a safe location if possible and call 911 to report the accident to the Aventura Police Department or Miami-Dade Police. Seek medical evaluation immediately, even if you feel fine, as injuries often present delayed symptoms. Exchange information with the other driver and take photos of the scene. Finally, contact a dedicated personal injury attorney before giving any recorded statements to insurance adjusters.
No. Under Florida law, PIP insurance typically covers only 80 percent of your reasonable and necessary medical expenses, up to a maximum of $10,000, provided you seek treatment within the mandatory 14-day window. If your injuries meet a certain severity threshold, you may be able to pursue a claim against the at-fault driver for additional damages, including pain and suffering.
Yes, though the process can be more complicated. If the driver is identified later, you can pursue a claim against them. If they are never found, you can typically turn to your own uninsured motorist (UM) coverage, provided you elected to carry it on your auto policy. An attorney can help investigate the hit-and-run and review your policy limits.
If you have been injured in a car accident in Aventura, reach out to Altman Law Firm today to discuss your situation and learn how we can help you navigate the road ahead. Call (305) 373-3730.