Public Bus Accidents: Resources

Navigating the special laws regulating mass transportation injuries.

See the full Public Bus Accidents overview

Frequently Asked Questions

Is it too late to file a wrongful death lawsuit in Florida?

The timeframe is strictly limited. Under Fla. Stat. Sec. 95.11, the statute of limitations for filing a wrongful death claim in Florida is generally two years from the date of the deceased person death. Failing to initiate legal action within this period usually results in the loss of your right to seek compensation for funeral expenses, loss of companionship, and lost income. Prompt action is necessary to preserve evidence. Jeffrey S. Altman and The Altman Law Firm provide compassionate guidance during this difficult process.

Will my case go to trial?

While many personal injury cases are settled out of court, we prepare every case as if it is going to trial. This rigorous preparation often leads to better settlement offers. If the insurance company refuses to offer a fair settlement, we are fully prepared to advocate for your rights in front of a jury.

How much medical coverage does Florida PIP insurance actually provide?

Florida Personal Injury Protection (PIP) insurance, governed by Fla. Stat. § 627.736, provides coverage for up to 80% of all necessary medical expenses and 60% of lost wages, capped at a maximum of $10,000. However, to access the full $10,000 limit, a medical professional must determine that you suffered an Emergency Medical Condition (EMC). If your injury is not deemed an EMC, your PIP medical benefits are capped at $2,500. The Altman Law Firm can help review your medical records and insurance policy, and Jeffrey S. Altman is available to assist you with these complex claims.

Who is responsible for a truck accident caused by a tired driver?

Multiple parties may be liable in a commercial truck accident. The truck driver is responsible for driving while fatigued, but the trucking company may also be held liable for encouraging hours-of-service violations or failing to monitor their drivers. Additionally, cargo loaders or maintenance providers could share fault depending on the crash factors. Trucking companies have extensive legal resources. Jeffrey S. Altman at The Altman Law Firm thoroughly investigates logbooks and corporate records to identify all responsible parties in these complex cases.

How long do I have to file a personal injury claim in Florida?

In Florida, the statute of limitations for most personal injury cases is generally four years from the date of the accident. However, for medical malpractice and wrongful death cases, the limit is typically two years. It's crucial to consult with an attorney as soon as possible to ensure all deadlines are met.

How much is my personal injury case worth?

The value of a personal injury claim depends on multiple unique factors and cannot be predetermined. Compensation is based on the severity of your injuries, total medical expenses, lost wages, future rehabilitation needs, and the impact on your quality of life. Available insurance policy limits and your percentage of fault under Fla. Stat. Sec. 768.81 also play major roles. At The Altman Law Firm, Jeffrey S. Altman meticulously evaluates all evidence and damages to pursue appropriate compensation for your specific circumstances.

Do I have a case if I slipped on a wet floor with no warning sign?

You may have a valid premises liability claim. Under Fla. Stat. Sec. 768.0755, if you slip and fall on a transitory foreign substance in a business establishment, you must prove the business had actual or constructive knowledge of the dangerous condition and should have taken action. A missing warning sign strengthens the argument that they failed to protect visitors. The Altman Law Firm investigates incident reports, surveillance footage, and witness statements. Jeffrey S. Altman can assess the specific facts of your fall.

How long do I have to file a personal injury lawsuit in Florida?

Under Fla. Stat. Sec. 95.11, the statute of limitations for most general personal injury claims in Florida is two years from the date of the accident. For medical malpractice or wrongful death, the timeframe is also generally two years. Failing to file within this strict deadline usually permanently bars you from seeking compensation. Because evidence can disappear quickly, Jeffrey S. Altman and The Altman Law Firm recommend seeking legal guidance promptly to protect your rights.

What is comparative negligence in Florida personal injury cases?

Florida follows a modified comparative negligence system under Fla. Stat. Sec. 768.81. This means you can still recover compensation if you are partially at fault for an accident, provided your fault is not greater than 50 percent. Your financial recovery will be reduced by your percentage of fault. If you are found 51 percent or more responsible, you cannot recover damages. At The Altman Law Firm, Jeffrey S. Altman investigates the facts to help ensure fault is accurately assessed. This information is for educational purposes and does not create an attorney-client relationship.

What does it mean when an insurance company acts in bad faith in Florida?

In Florida, insurance bad faith occurs when an insurer fails to act in good faith to settle a claim against their insured when they could and should have done so, had they acted fairly and honestly. Under Fla. Stat. § 624.155, insurers have a statutory duty to settle claims in good faith. Common examples include failing to properly investigate a claim or unreasonably delaying payments. If you suspect your insurer is acting in bad faith, The Altman Law Firm and attorney Jeffrey S. Altman can evaluate your case to determine if you have grounds for a bad faith claim.

What kind of compensation can I recover in a personal injury case?

Navigating the aftermath of an injury can be overwhelming, but Florida law provides robust avenues for comprehensive financial recovery. At Altman Law Firm, our priority is to meticulously build your case to ensure you receive the maximum compensation you deserve. We fiercely advocate for your right to recover all applicable economic damages, which encompass past and anticipated future medical expenses, lost current wages, and any long-term diminished earning capacity. Beyond your direct financial losses, our experienced legal team aggressively pursues non-economic damages to account for your physical pain and suffering, emotional distress, and property damage. Furthermore, in instances involving egregious or extreme negligence, we may also seek punitive damages to hold the at-fault party fully accountable and deter future misconduct.

What should I do immediately after a car accident?

First, ensure everyone's safety and call 911. Seek medical attention immediately, even if you feel fine, as some injuries aren't apparent right away. Take photos of the scene, vehicles, and injuries. Exchange information with other drivers and get contact details from witnesses. Finally, contact an experienced personal injury attorney before speaking with insurance adjusters.

What if I cannot afford to hire a personal injury attorney in Miami?

You can afford legal representation because The Altman Law Firm operates on a contingency fee basis. This means you pay no upfront costs or hourly fees. Attorney fees are only collected as a percentage of the financial recovery if compensation is secured on your behalf. If no recovery is made, you do not owe attorney fees. Jeffrey S. Altman provides initial consultations at no charge to discuss your case, ensuring that anyone injured by negligence has access to legal guidance regardless of their financial situation.

Is it too late to see a doctor if my pain started days after the accident?

It is not necessarily too late, but you should seek medical attention immediately. Adrenaline often masks injury symptoms like whiplash or internal trauma for days. Under Florida Personal Injury Protection laws, you must seek initial medical treatment within 14 days of the motor vehicle accident to qualify for benefits. Delaying care can harm your health and complicate your legal claim. The Altman Law Firm emphasizes that documenting your injuries promptly is vital. Consult Jeffrey S. Altman to understand how treatment timelines affect your case.

Can I still recover compensation if my medical bills exceed my Florida PIP limit?

Yes, you can seek additional compensation if your medical bills exceed your PIP limit, but you must meet certain statutory thresholds. Under Fla. Stat. § 627.737, you may pursue a bodily injury liability claim or lawsuit against the at-fault driver if you have sustained a permanent injury. To pursue this: 1. Document all medical expenses exceeding the $10,000 PIP limit. 2. Identify all potential third-party insurance policies. 3. Contact Jeffrey S. Altman at The Altman Law Firm for a consultation to evaluate your legal options for recovering your remaining damages.

What is Personal Injury Protection in Florida?

Personal Injury Protection is a mandatory insurance coverage in Florida under Fla. Stat. Sec. 627.736. It provides up to $10,000 for immediate medical care and lost wages after a car crash, regardless of who caused the accident. To utilize these benefits, you must receive initial medical treatment within 14 days of the incident. While this covers initial expenses, severe injuries often exceed this limit. Jeffrey S. Altman and The Altman Law Firm can help you pursue additional compensation from the at-fault driver.

Can I file a lawsuit if I was a passenger in a car accident?

Yes, an injured passenger can pursue a personal injury claim. You may seek compensation from the at-fault party insurance, which could be the driver of another vehicle or the driver of the vehicle you were in. Under Florida law, you may also utilize personal injury protection benefits. The Altman Law Firm helps injured passengers navigate these complex insurance layers. Jeffrey S. Altman can review your specific situation to identify all potential avenues for recovery.

What should I do immediately after a car accident in Miami?

Your health and safety are the top priorities. Take these immediate steps: 1. Move to a safe location if possible and call 911 to report the crash. 2. Seek immediate medical attention, even if you feel fine, to document your condition. 3. Gather information from the other driver and any witnesses. 4. Take photos of the vehicles, injuries, and the scene. 5. Contact your insurance company to report the accident. Before providing recorded statements to the other party insurer, consider consulting Jeffrey S. Altman at The Altman Law Firm.

What should I do if my insurance company denies my car accident claim?

If your insurance company denies your claim, you should take immediate action to protect your rights. 1. Request a formal, written explanation detailing the specific policy exclusions or reasons for the denial. 2. Gather all relevant documentation, including your medical records, police reports, and correspondence with the insurer. 3. Consult with Jeffrey S. Altman at The Altman Law Firm to review the denial letter. Under Florida law, insurers must handle claims in accordance with fair claims practices, and we can help you evaluate your options for appealing or pursuing legal action.

Who is responsible for my medical bills after a slip and fall accident?

The property owner or business operator may be responsible if their negligence caused your injury. Under Florida premises liability law, you must prove the owner knew or should have known about the dangerous condition and failed to fix it or warn you. Initially, your own health insurance may cover the bills. However, The Altman Law Firm can pursue a claim against the negligent party liability insurance to seek reimbursement for your medical expenses and other damages. Jeffrey S. Altman has over 25 years of experience evaluating these claims.

What should I do immediately after a dog bite in Florida?

Following a dog bite, prioritize your health and document the incident. 1. Wash the wound and seek emergency medical care immediately to prevent infection. 2. Identify the dog and its owner, requesting their contact and insurance information. 3. Report the bite to local animal control or law enforcement to create an official record. 4. Take photographs of your injuries and the location of the attack. 5. Contact The Altman Law Firm. Jeffrey S. Altman can explain your rights under Florida strict liability dog bite laws.

What happens if the insurance company offers me a settlement right after the accident?

Initial settlement offers from insurance companies are often much lower than what your claim may require. Accepting an early offer typically requires you to sign a release, preventing you from seeking further compensation even if your injuries require surgery or long-term care later. You should never sign documents or accept payments without understanding the full extent of your damages. The Altman Law Firm reviews all settlement offers. Jeffrey S. Altman advocates for compensation that accurately reflects your current and future medical needs.

What happens if the at-fault driver does not have bodily injury insurance?

If the at-fault driver lacks bodily injury liability coverage, you may still have options. You can turn to your own Uninsured or Underinsured Motorist coverage if you purchased it. This policy steps in to cover your medical expenses, lost wages, and pain and suffering up to your policy limits. Florida law does not mandate bodily injury coverage for all drivers, making this coverage crucial. Jeffrey S. Altman at The Altman Law Firm can review your insurance policies to identify available coverage for your recovery.

How much does it cost to hire a personal injury lawyer?

At The Altman Law Firm, we work on a contingency fee basis. This means you pay nothing upfront, and we only get paid if we successfully recover compensation for you. Our fee is a percentage of the final settlement or verdict.

Time is of the Essence: Navigating Florida's Statute of Limitations for Injury Claims

Under Florida law, the statute of limitations for most personal injury claims is generally two years from the date of the incident. Likewise, specialized matters—such as medical malpractice and wrongful death cases—are subject to a stricter two-year filing deadline.<br><br>Because failing to comply with these statutory timeframes can permanently bar your right to seek financial compensation, taking prompt legal action is absolutely vital. We strongly encourage you to consult with the experienced legal team at Altman Law Firm as soon as possible. Engaging knowledgeable counsel early ensures that your rights are fully protected and all critical filing deadlines are meticulously observed.

What is the 14-day rule for PIP insurance in Florida?

Under Florida law, specifically Fla. Stat. § 627.736, you must seek medical treatment within 14 days of a motor vehicle accident to qualify for Personal Injury Protection (PIP) benefits. If you do not receive medical care within this 14-day window, your insurance carrier will likely deny your claim. To protect your health and your right to coverage, follow these steps: 1. Seek immediate medical evaluation at an emergency room or with a licensed physician. 2. Obtain a formal diagnosis. 3. Contact The Altman Law Firm so Jeffrey S. Altman can review your policy and help navigate the claims process.

Key Terms

Assumption of Risk
Adjuster
Sovereign Immunity
Liability
Contingency Fee
Strict Liability
Act of God
Accident Report
Premises Liability
Plaintiff
Punitive Damages
Statute of Limitations
Compensatory Damages
Negligence
Appeal
Bad Faith
Damages Cap
Personal Injury Protection (PIP)
Claim
Defendant
Permanent Total Disability (PTD)
Traumatic Brain Injury (TBI)
Duty of Care
Tort
Answer
Settlement
Causation
Breach of Duty
Alternative Dispute Resolution (ADR)
Structured Settlement
Wrongful Death
Class-Action
Actual Damages