Reviewed by Jeffrey S. Altman · Florida Bar No. 159174 · Million Dollar Advocates Forum member · Reviewed 15 September 2026
When you book a rideshare, hail a taxi, or step into a limousine in Miami Gardens, you trust that your driver will get you to your destination safely. Unfortunately, heavy traffic along NW 27th Avenue, 199th Street, and the bustling corridors surrounding local landmarks means collisions involving commercial transport vehicles happen unexpectedly. At The Altman Law Firm, attorney Jeffrey S. Altman stands ready to help individuals who have suffered injuries in for-hire vehicle accidents navigate the intricate insurance landscape and protect their rights.
Unraveling Complex Corporate Policies and Insurance Layers
Accidents involving rideshare apps like Uber and Lyft, traditional taxis, or hired limousines differ significantly from standard private car crashes. Florida regulations set tiered insurance frameworks for transportation network companies, meaning the available coverage shifts depending on whether the driver was logged into the app, waiting for a ride request, or actively transporting a passenger. Taxis and limousine services operate under distinct commercial policies and corporate structures. Sorting through these overlapping coverages while trying to heal from physical trauma can feel overwhelming. We meticulously investigate every detail of the collision to identify all applicable policies and pursue accountability from the responsible parties.
Local Traffic Realities and Professional Driver Negligence
Miami Gardens experiences a unique flow of congestion, driven by regional commuters, shoppers heading toward local retail centers, and massive crowds attending events near Hard Rock Stadium. Professional drivers are often under immense pressure to complete high volumes of trips daily, which can lead to hazardous behaviors such as distracted driving while monitoring GPS navigation, speeding on the Florida Turnpike, or executing sudden drop-offs in moving traffic. If you were hurt as a passenger inside a for-hire vehicle, a pedestrian crossing a busy intersection, or a motorist struck by a commercial transport car, our firm evaluates how driver negligence contributed to your hardship.
Navigating Florida Legal Deadlines and Fault Rules
Pursuing compensation after a transit collision requires careful attention to Florida's evolving statutory framework. Under recent legislative changes, general negligence claims—including most personal injury lawsuits arising from traffic crashes—must typically be filed within two years from the date of the incident. Furthermore, Florida applies a modified comparative negligence standard. This means that if multiple parties share fault for an accident, your financial recovery may be adjusted based on your assigned percentage of responsibility. Having knowledgeable legal counsel helps ensure that evidence is preserved, timelines are strictly met, and your side of the story is accurately represented.
Uber and Lyft Accidents in Miami Gardens: Whose Insurance Pays
Florida sets the insurance a rideshare driver must carry in Fla. Stat. § 627.748, and the amount depends on what the app showed at the moment of the crash.
While the driver is logged on and waiting for a request, the coverage must be at least $50,000 for injury to one person, $100,000 for all injuries in one crash and $25,000 for property damage. From the moment a ride is accepted until the passenger gets out, it must be at least $1 million. The coverage can come from the driver, from Uber or Lyft, or both.
That is why the first question in a Miami Gardens rideshare claim is which period the trip was in, and the app's records answer it. Save the ride receipt and screenshots of the trip, photograph the cars and your injuries, and get the crash report.
Passengers, other drivers, cyclists and people on foot can all bring a rideshare claim. Florida gives most injury claims two years from the crash.
Frequently Asked Questions About Miami Gardens Uber, Lyft & Taxi Accident Cases
What steps should I take immediately following a rideshare or taxi crash in Miami Gardens?
Your health and safety come first; seek medical evaluation right away, even if injuries seem minor at first. Report the incident to local law enforcement to create an official record. Collect contact details from the driver, other involved motorists, and any eyewitnesses, and take photographs of the scene and vehicle damage if you are physically able to do so.
Who pays for my medical bills if I was a passenger in an Uber or taxi that crashed?
Depending on the circumstances, your own personal injury protection (PIP) insurance may apply first. Additionally, the rideshare company's or commercial carrier's high-limit liability policy may come into play depending on the driver's app status or commercial classification at the precise moment of impact.
How long do I have to file a personal injury lawsuit in Florida?
For most negligence-based personal injury claims accruing on or after March 24, 2023, Florida law generally establishes a two-year statute of limitations from the date of the accident. Because missing these deadlines can permanently bar your right to seek recovery, consulting an attorney promptly is crucial.
What if the insurance adjuster for the rideshare company calls me?
Insurance adjusters working for large corporate transportation companies often attempt to minimize payouts or secure statements that could harm your claim. It is generally wise to consult with an attorney before giving recorded statements or accepting any settlement offers.
Speak With a Miami Gardens Uber, Lyft & Taxi Accident Lawyer
Contact The Altman Law Firm today to schedule a confidential consultation regarding your Miami Gardens for-hire vehicle accident case. Call (305) 373-3730.
No fees or costs if no recovery. Free consultation, no obligation.