Boca Raton is a bustling hub of activity. Whether you are heading to dinner at Mizner Park, catching a flight, or commuting along Glades Road, rideshares and taxis are a convenient way to get around. Unfortunately, the heavy traffic on I-95 and local streets means that accidents involving Uber, Lyft, taxis, and limousines are a reality. When you are injured in a commercial or rideshare vehicle, the path to recovery can be incredibly complex due to overlapping insurance policies and corporate liability shields. At The Altman Law Firm, we understand the physical, emotional, and financial toll these crashes take on victims and their families. We are here to help you navigate the legal process and seek the compensation you need to move forward.
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Reviewed by Jeffrey S. Altman · Florida Bar No. 159174 · Reviewed 15 September 2026
Why Rideshare and Taxi Accidents Are Different
A standard car crash usually involves two private drivers and their respective insurance companies. However, when an Uber, Lyft, taxi, or limo is involved, the situation becomes much more complicated. Rideshare companies have tiered insurance coverage that changes depending on whether the driver was waiting for a request, en route to pick up a passenger, or actively transporting someone. Taxi and limousine companies often operate under complex corporate structures designed to limit their liability. The Altman Law Firm has the experience to investigate these crashes, identify all liable parties, and deal directly with the corporate insurance adjusters who often try to minimize payouts.
Common Causes of For-Hire Vehicle Crashes in Boca Raton
Drivers for rideshare apps and taxi services are often under pressure to complete trips quickly to maximize their earnings. This can lead to dangerous driving behaviors on busy Boca Raton roads like Palmetto Park Road or Federal Highway. Distracted driving is particularly common, as drivers frequently interact with their dispatch devices or GPS apps while behind the wheel. Fatigue is another major factor, with many drivers working long shifts or driving as a second job. Whether your crash was caused by speeding, sudden stops to pick up fares, or failure to yield, The Altman Law Firm meticulously investigates the circumstances to build a strong claim on your behalf.
Understanding Florida Law and Your Rights
Following an accident, it is crucial to understand how Florida law impacts your potential claim. Florida operates under a modified comparative negligence system, meaning that if you are found partially at fault for the crash, your compensation may be reduced proportionately. Additionally, the state imposes strict deadlines, known as the statute of limitations, for filing personal injury or wrongful death lawsuits. Failing to act within this timeframe can permanently bar you from seeking compensation. By working with The Altman Law Firm early in the process, you can ensure that critical evidence is preserved and that your claim is filed within all legal deadlines.
Frequently asked questions
Who pays my medical bills if I am injured as a passenger in an Uber or Lyft?
If you are injured while riding as a passenger in a rideshare vehicle, you are generally covered by the rideshare company's commercial liability insurance policy. However, accessing these funds can be difficult, as insurance companies often dispute the extent of your injuries. The Altman Law Firm can help you navigate this process and negotiate with the insurers.
What should I do immediately after a taxi or limo accident in Boca Raton?
First, prioritize your health by seeking medical attention, even if you feel fine, as some injuries take time to manifest. Call law enforcement so an official crash report is filed. If you are able, document the scene by taking photos, gathering witness contact information, and screenshotting your rideshare receipt or noting the taxi medallion number. Finally, consider consulting with an attorney before giving a recorded statement to any insurance company.
Can I still recover damages if the rideshare driver was not actively on a trip?
Yes, but the available insurance coverage will depend on the driver's exact status at the time of the crash. If the driver had the app turned on and was waiting for a ride request, a lower tier of the rideshare company's contingent liability coverage usually applies. If the app was off, the driver's personal auto insurance would be the primary source of coverage.
How long do I have to file a lawsuit after a rideshare or taxi accident in Florida?
In Florida, the statute of limitations for most personal injury claims is generally two years from the date of the accident. For wrongful death claims, the deadline is also two years from the date of passing. It is important to act promptly, as evidence can disappear and witness memories can fade. Note that reading this information does not establish an attorney-client relationship or constitute formal legal advice, and specific circumstances can alter these deadlines.
Does The Altman Law Firm handle cases involving uninsured or underinsured drivers?
Yes. If you are hit by an uninsured driver while riding in an Uber or Lyft, the rideshare company's uninsured or underinsured motorist coverage may apply. If you are driving your own car and are hit by an underinsured taxi or rideshare driver, we can explore all avenues of compensation, including your own auto policy, to help cover your losses.
If you or a loved one has been injured in a rideshare, taxi, or limo crash, contact The Altman Law Firm today to schedule a free, confidential consultation. Call (305) 373-3730.