Reviewed by Jeffrey S. Altman · Florida Bar No. 159174 · Reviewed 15 September 2026
The Complexity of Rideshare and Taxi Claims in Florida
Unlike a standard two-car collision, crashes involving an Uber, Lyft, or taxi often involve layers of insurance coverage. Florida law requires rideshare companies to carry specific insurance, but the amount of coverage depends heavily on the driver status at the time of the crash, such as whether they had the app on, were en route to a passenger, or had a rider in the vehicle. Taxi and limo companies also have their own commercial policies and corporate defense strategies. At The Altman Law Firm, we meticulously investigate the circumstances of your Lee County crash to identify all potential sources of recovery.
Common Causes of Commercial Passenger Accidents in Lee County
Lee County sees heavy traffic, especially during the winter months when seasonal residents and tourists flock to Fort Myers, Cape Coral, and the surrounding beaches. Navigating unfamiliar roads like US-41 or rushing to meet tight schedules can lead rideshare and taxi drivers to make reckless decisions. Distracted driving, fatigue from long shifts, speeding, and aggressive lane changes are frequent factors in these collisions. We gather evidence, such as driver logs, app data, and witness statements, to build a comprehensive understanding of how your accident happened.
Understanding Your Rights Under Florida Law
If you are injured as a passenger, a pedestrian, or another driver in a crash involving a hired vehicle, it is important to know your legal rights. Florida operates under a modified comparative negligence system, meaning your ability to seek compensation could be impacted if you are found partially at fault for the incident. Additionally, the state imposes a strict statute of limitations on personal injury claims, restricting the time you have to file a lawsuit. The Altman Law Firm can help you understand these critical deadlines and work diligently to protect your interests while you focus on your physical recovery.
Frequently asked questions
What should I do immediately after an Uber or Lyft accident in Lee County?
First, prioritize your health by seeking medical attention, even if you feel fine initially. Call law enforcement to the scene so an official crash report is filed. If you are able, document the scene with photos, gather contact information from witnesses, and screenshot your rideshare app showing the trip details. Finally, consider consulting with legal counsel before speaking to the rideshare company insurance adjusters.
Who pays for my medical bills if I am injured as a passenger in a taxi?
In Florida, determining liability and insurance coverage in a taxi crash can be intricate. Depending on the circumstances, compensation might come from the taxi driver commercial insurance, the taxi company corporate policy, or the at-fault driver of another vehicle. Your own Personal Injury Protection (PIP) coverage may also play a role. The Altman Law Firm can evaluate the specific details of your collision to identify the appropriate coverage.
How long do I have to file an injury claim against a limo or rideshare company in Florida?
Florida law sets a statute of limitations for personal injury cases, which dictates the maximum amount of time you have to initiate legal proceedings. Recently, this timeframe was updated for general negligence claims. Because missing this deadline can permanently bar you from seeking compensation, it is crucial to act promptly. We can help ensure all necessary filings are completed within the required legal windows.
Will my rideshare accident case have to go to court in Lee County?
Many personal injury claims are resolved through negotiated settlements with insurance companies before a trial becomes necessary. However, if an insurance carrier refuses to offer a fair resolution, taking the case to court may be the appropriate next step. At The Altman Law Firm, we prepare every case with the thoroughness required for trial, ensuring we are ready to advocate for you in the courtroom if the situation demands it.
If you or a loved one has been injured in a rideshare, taxi, or limo collision, contact The Altman Law Firm today to discuss your legal options with a compassionate professional. Call (305) 373-3730.