Miami Shores is a beautiful, quiet village, but its proximity to bustling Miami means residents and visitors frequently rely on Ubers, Lyfts, taxis, and limos to get around. When a ride goes wrong along Biscayne Boulevard or on a quiet residential street, the aftermath can be overwhelming. Rideshare and commercial vehicle accidents involve complex layers of insurance and liability. At The Altman Law Firm, we understand the physical, emotional, and financial toll these crashes take. Jeffrey S. Altman and our legal team are dedicated to helping injury victims in Miami Shores navigate the legal system and seek the compensation they need to rebuild their lives.
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Reviewed by Jeffrey S. Altman · Florida Bar No. 159174 · Reviewed 15 September 2026
Understanding Rideshare and Commercial Vehicle Insurance in Florida
Accidents involving an Uber, Lyft, taxi, or limo are significantly more complicated than standard car crashes. Florida law requires commercial transport vehicles and rideshare drivers to carry specific insurance policies, but coverage often depends on the driver's exact status at the time of the crash. For example, if a rideshare driver has their app on but has not accepted a ride, the coverage limits differ from when a passenger is actively in the vehicle. The Altman Law Firm investigates the details of your crash to identify every potential source of insurance coverage, ensuring that negligent parties are held accountable.
Common Causes of Miami Shores Rideshare and Taxi Crashes
Drivers for rideshare apps and taxi companies spend long hours on the road, often navigating unfamiliar neighborhoods while distracted by GPS devices or dispatch radios. In Miami Shores, heavy traffic spilling over from Interstate 95 or speeding along NE 2nd Avenue can easily lead to devastating collisions. Driver fatigue, distracted driving, sudden stops to pick up or drop off passengers, and aggressive driving are frequent contributors to these accidents. We meticulously gather evidence, from app data and dashcam footage to witness statements, to build a strong claim on your behalf.
Navigating Florida's Comparative Negligence Laws
If you are involved in a collision, the insurance company may try to shift the blame onto you to reduce their financial exposure. Florida follows a modified comparative negligence standard. This means your compensation can be reduced by your percentage of fault, and if you are found to be more than 50 percent responsible for the accident, you may be barred from recovering damages. At The Altman Law Firm, we anticipate these tactics. We work diligently to present clear evidence of the commercial driver's or other at-fault party's negligence, protecting your right to seek fair compensation for medical bills, lost wages, and pain and suffering.
Time Limits for Filing an Injury Claim
It is important to act promptly after a rideshare or limo accident. Florida's statute of limitations sets a strict deadline for filing a personal injury lawsuit. If you miss this window, the court will likely dismiss your case, leaving you without legal recourse. Prompt action also allows for the preservation of critical evidence, such as rideshare app electronic logs and surveillance video from local Miami Shores businesses, before it is deleted or lost. The Altman Law Firm is ready to step in immediately to protect your rights and handle the legal burdens while you focus on healing.
Frequently asked questions
Who is liable if I am injured as a passenger in an Uber or Lyft?
Liability depends on the specific circumstances of the crash. If your rideshare driver caused the accident, their commercial liability insurance provided by the rideshare company typically applies. If another driver caused the crash, that driver's insurance would be the primary source of compensation.
What should I do immediately after a taxi or limo accident in Miami Shores?
First, seek medical attention for any injuries, even if they seem minor. Call law enforcement to the scene so an official crash report is filed. If you are able, take photos of the vehicles, the surrounding area, and your injuries. Finally, consider speaking with legal counsel before giving a recorded statement to any insurance adjusters.
Can I still recover damages if I was partially at fault for the crash?
Yes, under Florida's modified comparative negligence law, you can still seek compensation as long as you are not more than 50 percent at fault. However, your total recovery will be reduced by your assigned percentage of responsibility.
How long do I have to file a lawsuit after a rideshare accident in Florida?
Florida law generally provides a two-year statute of limitations for most personal injury claims arising from motor vehicle accidents. However, certain factors can alter this timeline. It is highly recommended to consult with an attorney to understand the exact deadlines applying to your specific situation.
Will my case have to go to trial?
Many personal injury claims are resolved through negotiated settlements with the insurance companies without ever stepping foot in a courtroom. However, if a fair settlement cannot be reached, The Altman Law Firm is fully prepared to take your case to trial in Miami-Dade County to advocate for your interests.
If you or a loved one has been injured in a rideshare, taxi, or limo accident, contact The Altman Law Firm today to schedule a consultation and learn how we can help you navigate the legal process. Call (305) 373-3730.