What is the 14-day rule for PIP insurance in Florida?

Under Florida law, specifically Fla. Stat. § 627.736, you must seek medical treatment within 14 days of a motor vehicle accident to qualify for Personal Injury Protection (PIP) benefits. If you do not receive medical care within this 14-day window, your insurance carrier will likely deny your claim. To protect your health and your right to coverage, follow these steps: 1. Seek immediate medical evaluation at an emergency room or with a licensed physician. 2. Obtain a formal diagnosis. 3. Contact The Altman Law Firm so Jeffrey S. Altman can review your policy and help navigate the claims process.